A lot has happened in the mortgage market over the last couple of months, with several lenders lifting the interest rates.

Today’s decision marks the 13th consecutive month that the cash rate has been left at the historically low setting of 1.5%.

While there is no crystal ball that can predict what will happen to the economy and interest rates in the future, what we can give you is an insight into how to determine whether you would be better or worse off if you fix your loan at a specific point in time.

From knowing how much you need to save for a deposit, to understanding how a guarantor can assist you, there are many questions that can arise.

A lot has happened in the mortgage market over the last couple of months, with several lenders lifting the interest rates. Moving forward, many economists believe rates will rise further this year, with the Reserve Bank widely expected to lift rates at some point within the next 12 months. With this in mind, it is clear that the bottom of the rate cycle may soon be behind us. As such, now really is...

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